Also, banks earn a lot of money in the form of commissions from brokerage operations. The bottom line is that the bank acts as an intermediary (broker) between entities in the securities market. Such income also includes remuneration for the trust management of client assets. By the way, to the main remuneration for trust management, a credit institution also receives a certain amount of money – a fee for annual service (so-called “customer subscription”). It is worth noting that the bank will receive the above fees in any case. Even if during the management the client suffered some losses. According to the same principle, banking organizations make profit on mutual investment funds (mutual funds). A bank may create a mutual fund with a higher or lower investment strategy. At the same time, as well as for brokerage operations, the organization will receive its remuneration even in the event of a negative “income” of the client (shareholder). Approximately every fifth russian credit institution earns by making transactions with precious metals. True, the share of such income is less than 1% of all total. And in general, operations with precious metals are not so popular in russian society. And not every bank wants to get a license to carry out such activities. Although the head of the department of ratings of credit institutes expert ra, stanislav volkov, believes that “working with precious metals allows the bank to declare that bdv en linea is universal and provides a full range of services”.
Banking organization receives a commission from the sale
Selling precious bullion and investment coins, a banking organization
banco bicentenario (if a license is required) receives a commission from the sale. This type of earnings is fundamentally similar to currency exchange. Only in this case, the object of sale is not currency, but world quotes for precious metals. Money out of thin air? It turns out that way. Indeed, in fact, neither the client nor the banking organization “in the hands of these assets.” commission for intermediary operations
As it became clear from the above methods, a certain share of the income of a commercial bank is made up of intermediary operations, for which the bank assigns a commission (monetary reward). Factoring is no exception. Factoring is one of the types of banking activities associated with the transfer by the supplier of unpaid payment-claims for delivered goods, work performed, services rendered, and, accordingly, the right to receive payment on them, to the bank. A banking organization, therefore, becomes the owner of unpaid payment claims. At the same time, it assumes all associated risks. For example, the risk of non-payment of obligations, although, before concluding an agreement, each potential client is carefully checked for solvency. Internet banking information here https://banescenlinea.com/
Banking organization commission
Another, narrower, direction for obtaining additional bank income is leasing. Leasing operations of a banking organization also provide for a commission (remuneration). A banking organization (lessor) can conclude an agreement with both legal entities and individuals (and individual entrepreneurs). Moreover, for customers, leasing is sometimes the most profitable option than a loan. However, russian society does not yet give preference to this area, so banks www.banesco cannot fully earn on these agreements. The amount of banks’ earnings is no secret to anyone; you can see it both on the central bank website and on the bank website itself. Here, for example, the top 10 banks in terms of net profit for 1 month (november 2018. This is open and official information. What do you think, how much do banks actually earn?